How Much Income Can I Expect to Receive From Safe Retirement Investment?

How Much Income Can I Expect to Receive From Safe Investment?
A Historical Perspective on Safe Investment Returns
By Dana Anspach, About.com

Safe Investments Produce Some Investment Income: But It Varies From Year to Year

In addition to capital preservation, when you make safe investments, you also receive interest income.
How much income can you receive?
In 1981 a safe investment (such as a certificate of deposit) yielded 17.2%. For every $100,000 you had invested, you would have received $17,200 in interest income.
In 2003 that same investment yielded 1.2%, or $1,200 of interest income, per year, on every $100,000 invested.
If you retired in 1981, and only invested in safe, interest bearing accounts, you would have found it difficult to maintain your standard of living.

Below is a table that shows you the approximate amount of interest income you would have received each year since 1973 for every $100,000 invested.

Safe Investment Rates

Historical 1 Month CD Returns
Year	Return	Annual Income Per $100k
1973	8.4%	$8,400
1974	11.0%	$11,000
1975	6.6%	$6,600
1976	5.3%	$5,300
1977	5.6%	$5,600
1978	8.1%	$8,100
1979	11.5%	$11,500
1980	13.6%	$13,600
1981	17.2%	$17,200
1982	13.0%	$13,000
1983	9.4%	$9,400
1984	10.9%	$10,900
1985	8.4%	$8,400
1986	6.9%	$6,900
1987	7.2%	$7,200
1988	7.9%	$7,900
1989	9.7%	$9,700
1990	8.7%	$8,700
1991	6.3%	$6,300
1992	3.9%	$3,900
1993	3.2%	$3,200
1994	4.4%	$4,400
1995	6.2%	$6,200
1996	5.6%	$5,600
1997	5.8%	$5,800
1998	5.7%	$5,700
1999	5.4%	$5,400
2000	6.6%	$6,600
2001	4.2%	$4,200
2002	1.8%	$1,800
2003	1.2%	$1,200
2004	1.4%	$1,400
2005	3.2%	$3,260
2006	5.1%	$5,150
2007	5.4%	$5,450
2008	3.1%	$3,140